Finagraph

Go Beyond the Surface

Finagraph is a revolutionary new tool that changes the way banks and borrowers interact. By integrating with your accounting system, this powerful software analyzes the financial health of a business, displays that data in a visual dashboard, and pinpoints major trends and red flags. Finagraph turns hours of work into a single click, enabling you to quickly make informed decisions and take action in a business. Allowing bankers to be more efficient with your time, take less credit risk, increase profitability and dramatically improve customer satisfaction. Congruently, business owners use Finagraph to identify inefficiencies, find hidden cash and grow their business.

A New Standard in Banking Has Arrived

Finagraph allows bankers and business owners to have an informed conversation in a language both parties can understand. The Finagraph dashboard delivers powerful information with a click of a button on your tablet or smartphone, giving lenders instant credibility and directing borrowers down the path toward success.

Empowered Trusted Advisors

The top complaint from business owners about their banker is that he or she does not understand their business. Finagraph eliminates this problem by providing bankers with key insights into the business, and allows bankers to once again be viewed as an important trusted advisor.

How Competitive is Your Organization
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Time to analyze and qualify borrowers 1 Month 2 Weeks 48 Hours 1 Minute
Ability of sales force to assess opportunities Waits for clients to ask Checks in at annual review Approaches clients with campaign offerings Brings interesting ideas to clients regularly
Average product per customer ratio 1-2 2-4 4-5 7-9
Trusted advisor status of sales force Rarely Passively Frequently Instantly
Method for gathering financials Manual Fax/Email Online Document Portal Full Electronic Gathering
The Benefit

Lending Efficiency

» Increased margins » 400% increase in loan capacity » 62% reduction in loan maintenance expense Loan Capacity vs Loan Maintenance Expense

Sustainable Client Relationships

» Increased product per customer ratio » Informed sales force » Customer loyalty Super Customers

Relevancy as a Trusted Advisor

» Bankers have a better understanding of their clients » Empowered with information to bring ideas to the table

Lower Credit Risk

» Better monitoring and insight leads to lower risk loans » Reduced charge offs » Understand borrower credit

Fee Income Opportunity

» Loan origination fees can be increased » Business dashboard provides valuable tools to owners and operators » Charge technology fee

Business Intelligence

» Diversification » Target underserved markets

Differentiated Lending Product

» Easier to comply with loan paperwork » Increases speed of lending process